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When a car rear-ends you in a parking lot, there’s a lot that races through your mind… including, “How much is this going to cost?”

You may not notice it right away, but your daily commute is affected by the shorter days and changing weather, too. (For example: Did you know wet leaves can be as slippery as ice?)

Parking lots can be crazy places. Whether you’re at the mall, the grocery store or even just grabbing a quick coffee… all those cars coming and going can up anyone’s chances of being in a parking lot accident.

When shopping for a new car, safety is paramount. The Insurance Institute for Highway Safety lets drivers compare makes and models with its annual Top Safety Pick ratings.

From child safety seats to air bags, it seems like every few months there’s some type of recall in the news. But while it may be an all-too-common headline these days, don’t brush it off.